Yesterday, someone who is very important ask me a very sensitive question: "How much money to you have? after thinking awhile, I gave her an "inaccurate answer" - Rm 6,000-Rm 7,000, and her respond upset me!
To be exact, If you talk about my debts, I am about - RM 250,000. Don't overlook the "-" sign in front. I am minus 250,000 right now, because of the two loans I have.
But, I also got plenty of assets at the same time. is hard to give an exact figure.
What I can tell is, I am at the BEST & RICHES time of my life consider my bank account exceeded 5K at the end of the month which has never happened to me before. I use to run into negatives when I first started working and even after I got high paid. Because I "look" my credit card so much.
The story behind is, don't let your spouse know how much you have, or they will start calculating your money on behalf.
I recall the moment I can only afford a "Pineapple Pau" while I started my "not so successful" business back then.
Actually, Rm 6,000 is no longer a big amount in today's society. I can spent it off with a laptop computer and a digital camera, what more, wedding, new car and new house.
My upcoming year is still challenging, I have faith I can make it.
Financial Freedom!
Cheers, I am coming!
Wednesday, January 30, 2008
Tuesday, January 22, 2008
Stagnant
Why is this happening to me? and many others?
1) Share Market Crash - I calculated, my losses are approximately 5,000.
2) I spend RM 1,000 just to be with my family in the weekend.
3) Someone "called up" and tell me I owe them RM 4,300 and I need to pay TODAY.
Well, is a set back of RM 10k. Feel very pressure and loss my cool.
Should I average down my losses or keep with my own plan?
1) Share Market Crash - I calculated, my losses are approximately 5,000.
2) I spend RM 1,000 just to be with my family in the weekend.
3) Someone "called up" and tell me I owe them RM 4,300 and I need to pay TODAY.
Well, is a set back of RM 10k. Feel very pressure and loss my cool.
Should I average down my losses or keep with my own plan?
Wednesday, January 9, 2008
Progress
Update:
Bank H - Paid extra 2,300
Bank C - Paid extra 1,900
Bank N - Paid extra 300
Good things are happening, the GBP has dropped by 5%.
Bank C is offering 0% balance transfer.
And my share value has increased by about 5k.
And I am expecting to apply an OD of 10K or transfer the Shoplot loan to another account after January 2008.
Looking forward for my financial independant.
The purpose of my life is to be rich and colourful, enjoy freedom and do enlightenment to myself and others.
NC
Bank H - Paid extra 2,300
Bank C - Paid extra 1,900
Bank N - Paid extra 300
Good things are happening, the GBP has dropped by 5%.
Bank C is offering 0% balance transfer.
And my share value has increased by about 5k.
And I am expecting to apply an OD of 10K or transfer the Shoplot loan to another account after January 2008.
Looking forward for my financial independant.
The purpose of my life is to be rich and colourful, enjoy freedom and do enlightenment to myself and others.
NC
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